基于技术的规模效益互联网银行而不是基于技术学习的影响下的证据。
它发现了一个显着的积极活动的网上银行和银行的盈利能力和负但marginallysignificant网上银行和银行risklevels特别是由于增加了多元化的收养关系提供之间的联系。
研究发现，高
通过增加佣金收入的多通道的银行盈利能力，
增加经纪费和（最终）的人员配备水平的降低和
得出的结论是，互联网渠道是银行的一种补充体力
渠道。
互联网的普及也
从支票账户货币市场存款运动
存款账户，增加使用的斡旋的存款和较高的平均工资
银行雇员的利率。
Lower Evidence of technology based scaleefficiencies to Internet banks but not of technology based learning effects.It found a significant and positive link between offering of Internetbanking activities and banks' profitability and a negative but marginallysignificant association between the adoption of Internet banking and bank risklevels particularly due to increased diversification.The study found higherprofitability for multichannel banks through increased commission income,increased brokerage fees and (eventual) reductions in staffing levels andconcluded that the Internet channel was a complement to physical bankingchannels.Internet adoption was alsoassociated with movements of deposits from checking accounts to money marketdeposit accounts, increased use of brokered deposits and higher average wagerates for bank employees.
基于技术的scaleefficiencies互联网银行而不是基于技术学习的影响下的证据。它发现了一个显着的积极活动的网上银行和银行的盈利能力和负但marginallysignificant网上银行和银行risklevels特别是由于增加了多元化的收养关系提供之间的联系。研究发现，多通道的银行higherprofitability通过增加委员会收入，增加经纪费和（最终）在人员配备水平降低，为互联网渠道是物理bankingchannels补充。网络采用两臂从支票帐户的钱marketdeposit账户存款的动作，增加使用的斡旋的存款和较高的平均wagerates银行员工。
Lower Evidence of technology based scaleefficiencies to Internet banks but not of technology based learning effects.It found a significant and positive link between offering of Internetbanking activities and banks' profitability and a negative but marginallysignificant association between the adoption of Internet banking and bank risklevels particularly due to increased diversification.The study found higherprofitability for multichannel banks through increased commission income,increased brokerage fees and (eventual) reductions in staffing levels andconcluded that the Internet channel was a complement to physical bankingchannels.Internet adoption was alsoassociated with movements of deposits from checking accounts to money marketdeposit accounts, increased use of brokered deposits and higher average wagerates for bank employees.
不急的话加我qq我给你译。因为手机上线翻译很费电的
你这个，我看不懂，是正确的吗？
